If you want to study in the Netherlands, I think, it is pretty handy to know about this opportunity. You can also find info about it on this website:
http://www.ib-groep.nl/particulieren/default.asp
You are allowed to get this loan, if you are Dutch, or an Eu -member (I am sorry, I'm not sure if non-eu students can get it)
A dutch student gets it because he's dutch, but an EU-student has to do the following things to be able to get it:
1. you have to follow a full-time study at a dutch university.
2. He
has to be working at a dutch company, and have a contract with them
at least for 3 months already, when you apply to studiefinanciering.
3. On the contract there has to be
32 hours per month working hours. and you also have to work at least this much and keep working as long as you want to get this loan.
4. there are two parts of this loan: the basisbeurs, meaning basic loan, which is around 240 euros/ month. This is what everyone gets. In addition, you can apply for an aanvullende beurs, meaning something like additional loan, which can be max 260 euros/month and it gets calculated by the salary of your parents. If your parents earn well, then probably you are gonna get less. If they don't, you might get the max. amount.
5. In addition to these, you have right for an OV-chipkaart, which is a travelling card with which you can travel for free during the week OR at the weekends, depending on which one you choose.
6. So you get this loan for max 5 years, and if you get your degree within 10 years, you do not have to pay it back.
All above these, you can get a "real" loan, as wel but you DO have to pay this back, no matter if you have your degree. Only the basisbeurs and the aanvullende beurs can be a kind of gift in case if you have your degree.
If something is not clear, just let me know your e-mail and I answer all questions or just check out the link above.